These Terms and Conditions, in their present form and as amended from time to time at the discretion of proeconomyx™, are incorporated into the proeconomyx™ Independent Software Partner User Agreement. They are the terms and conditions of the Independent Software Partner's contract with proeconomyx™. It is the responsibility of each Independent Software Partner to read, understand, adhere to, and ensure that he/ she is aware of and operating under the most current version of these Terms and Conditions. You must also comply with the description of the Rewards Plan and honor all applicable laws in the country in which you operate your proeconomyx™ business. The words "company" and "eaconomy", when used in these documents, refer to proeconomyx™, and the term "ISP" means "Independent Software Partner". An Independent Software Partner is an independent contractor, not an employee of the company.

The purpose of the Independent Software Partner Agreement is: to define the relationship between the company and the ISP; to set standards of acceptable business behavior; to assist ISP in building and protecting their business.

Changes

The Company may from time to time amend the terms and conditions of the ISP User Agreement, Terms and Conditions, Rewards Plan and Software Price List. Amendments shall be effective upon notification of the changes in official proeconomyx™ publications, website(s), and/or electronic notifications distributed to all active ISPs.

Consequences of Delays, Closures and Platform Set Up Mistakes

The company shall not be responsible for delays and failures in performing its obligations due to circumstances beyond its reasonable control, such as strikes, labor difficulties, riots, war, fire, death, curtailment or interruption of a source of supply, government decrees or orders, cyber hacking, currency exchange issues, fiat currency trading platform temporary shutdowns and/or closures, the consequences of an ISP clicking the YES/ON button on the trading platforms for withdrawing fiat currencies, and any other trading platform set up mistakes made by the ISP in direct conflict with company trainings and guidelines, etc. Policies and

Provisions Severable

If any provision of the Independent Software Partner User Agreement as it currently exists or as may be amended is found to be invalid, illegal, or unenforceable for any reason, only the invalid provision will be severed from the Independent Software Partner User Agreement; the remaining terms and provisions shall remain in full force and effect and shall be construed as if such invalid, illegal, or unenforceable provision never comprised a part of the Independent Software Partner User Agreement.

Titles Not Substantive

The titles and headings to these Terms and Conditions are for reference purposes only and do not constitute, and shall not be construed as, substantive terms of the Independent Software Partner User Agreement.

Waiver

The company never forfeits its right to require ISP compliance with the Independent Software Partner User Agreement or with applicable laws and regulations governing business conduct. Only in rare circumstances will a policy be waived, and the Compliance Officer or an officer of the company will convey such waivers in writing. The waiver will apply only to that specific case.

Becoming an ISP

The requirements to become an ISP: Be at least the age of majority in your country of residence; reside in a geographic area where proeconomyx™ has been approved for business; fully read and accept the company's Terms and Conditions, Full Rewards Plan, Income Disclaimers, Independent Software Partner Agreement, Terms of Use, Privacy Policy and Refund Policy; as an independent contractor, assume all appropriate responsibilities for accounting for income tax, insurances and expenses to support your business. The company reserves the right to accept or reject any application for any reason.

Username Identification and ISP Number

When the company receives and accepts a new ISP account registration, the company will assign a unique ISP Number to that Independent Software Partner. ISP must use their ISP Number whenever they communicate with a company representative regarding business matters.

ISP Benefits

Once the company accepts an Independent Software Partner Application and Agreement, the benefits of the Rewards Plan and the Independent Software Partner Agreement are available to the new ISP.

These benefits include the right to purchase company software products and services; participate in the company Rewards Plan (receive bonuses and commissions, if eligible); sponsor other individuals as Customers or ISP into the company business and thereby build a Downline Organization and progress through the company Rewards Plan; receive company literature and other company communications; participate in company-sponsored support, service, training, motivational, and recognition functions upon payment of appropriate charges, if applicable; participate in promotional and incentive contests and programs sponsored by proeconomyx™ for its ISPs; ISP may retail proeconomyx™ software products or services and profit from these sales. Operating as an Independent Software Partner Actions of Household Members or Affiliated Individuals - If any member of an ISP's immediate household engages in any activity, which, if performed by the ISP would violate any provision of the Independent Software Partner User Agreement, such activity will be deemed a violation by the ISP.

Adherence to the company Rewards Plan

An ISP must adhere to the terms of the company Rewards Plan as set forth in official company literature or official company website(s). ISP shall not offer the company opportunity through or in combination with, any other opportunity or unapproved method of marketing (unless approved by the company Corporate or Compliance Department). ISP shall not require or encourage other current or prospective Customers or ISPs to participate in the company in any manner that varies from the program as set forth in official company literature. ISP shall not require or encourage other current or prospective Customers or ISPs to execute any agreement or contract other than official offline or online company agreements and contracts in order to become an ISP. Similarly, ISP shall not require or encourage other current or prospective Customers or ISPs to make any purchase from, or payment to, any individual or other entity to participate in the company Rewards Plan, other than those purchases or payments identified as recommended or required in official company literature or official company websites(s).

Advertising In general

ISP must avoid all discourteous, deceptive, misleading, illegal, unethical, or immoral conduct or practices in their marketing and promotion of proeconomyx™, the company opportunity, the Rewards Plan, and company software products. No ISP may produce unauthorized sales, marketing, and support materials to market or promote the company, the company opportunity, the Rewards Plan, company's products, or their company businesses (unless approved by company Corporate or Compliance Department in writing).

All ISP may only use sales aids and support materials produced or currently approved by the company. Sales, marketing and support materials include, but are not limited to, training and recruiting information, brochures, flyers, pamphlets, posters, postcards, letters, classified advertisements, etc. promoting the company's software products and services, as well as e-mail messages, voicemail message recordings, and Internet Websites used to publicize the company, its software products, services, or Rewards Plan. If ISP does use his/her own materials or marketing methods, the ISP must contact the company Compliance for pre-approval. Otherwise, the use of such information in unauthorized.

Media Inquiries

ISP must refer all media inquiries regarding proeconomyx™ to the proeconomyx™ Compliance Department. This will ensure that accurate and consistent information reaches the general public.

Trademarks and Copyrights

An ISP may not use the proeconomyx™ trademark or trade name or corporate logo to promote their independent business. Rather, they must use the "Independent Software Partner" logo to promote their business. A reproducible copy of the logo can be obtained from proeconomyx™. However, this logo may only be used on personal stationery and specifically approved literature but not on clothing, signage, or motor vehicles (unless pre-approved by company Compliance). ISP may describe themselves as an "proeconomyx™ Independent Software Partner" in the business pages of offline and online telephone directories. ISP should not answer the telephone in any manner that might indicate or suggest that the caller has reached an proeconomyx™ corporate office. ISP may not record or reproduce materials from any company corporate function, event, speech, etc. (unless pre-approved by company Compliance). ISP may not record, reproduce, or copy any presentation or speech by any company spokesperson, representative, speaker, officer, director, or other ISP. ISP may not reproduce or copy any recording of a company-produced media presentation including audiotapes, videotapes, CDs, etc. ISP may not publish, or cause to be published, in any written or electronic media, the name, photograph or likeness, copyrighted materials, or property of individual Independent Software Partners with the company without express written authorization from the individual and/or company. Independent Software Partners may not publish, or cause to be published, in any written form or electronic media, the copyrighted materials or property of the company, without express written authorization from the company.

Use of Independent Software Partner's Name, Likeness, and Image

Independent Software Partner's consents to the company's use of his/her name, testimonial (or other statements about the company, its products or opportunity in printed or recorded form, including translations, paraphrases, and electronic reproductions of the same), and image or likeness (as produced or recorded in photographic, digital, electronic, video or film media) in connection with advertising, promoting and publicizing the proeconomyx™ opportunity or products, or any company related or -sponsored events. Independent Software Partners claims and Representations.

Trading Profit Claims

ISP must not make claims that eaconomy's software will produce any guarantee profits of any kind. There are many variables which affect the performance of the software such as market conditions, fiat currency volatility, day and time of the trade, just to mention of few variables. Thus there is no way to predict trading software results. You can only mention performance characteristics as contained in official eaconomy literature.

Income Claims

ISP's may not make income projections or claims or disclose their eaconomy income (including the showing of checks, copies of checks, bank statements, or trading results) when presenting or discussing the eaconomy opportunity or Rewards Plan, except as set forth in official eaconomy literature.

Unauthorized Recruiting

As an independent contractor, ISP's may participate in other direct selling or network marketing or multi-level marketing ventures (collectively, "multi-level marketing"), and ISP's may engage in selling activities related to non-eaconomy products and services if they desire to do so. Although an ISP may elect to participate in another multi-level marketing opportunity, he/she is prohibited from unauthorized recruiting activities, which include the following: recruiting or enrolling eaconomy customers or ISP's for other multi-level marketing business ventures, either directly or through a third party. This includes, but is not limited to, presenting or assisting in the presentation of other multi-level marketing business ventures to any eaconomy Customer or ISP, or implicitly or explicitly encouraging any eaconomy Customer or ISP to join other business ventures. It is a violation of this policy to recruit or enroll a eaconomy Customer or ISP for another multi-level marketing business, even if the ISP does not know that the prospect is also an eaconomy Customer or ISP; producing any literature, tapes, or promotional material of any nature for another multi-level marketing business which is used by the ISP or any third person to recruit eaconomy Customers or ISP for that business venture; selling, offering to sell, or promoting any competing products or services to eaconomy Customers or ISP. The only exception to this rule is that direct customer and personal enrollees of the ISP can be exposed to a product or service (first level, personally sponsored only). eaconomy may cancel the ISP's agreement for violations to this provision. In addition, when an ISP participates in other multi-level marketing ventures, the ISP may not participate in any eaconomy leadership meetings, conferences, qualification seminars, and the like.

Post-cancellation Solicitation Prohibited

A former ISP shall not directly or through a third party solicit any ISP or Customer to enroll in any direct sales, network marketing, or multi-level marketing program or opportunity for a period of one (1) year after the cancellation of an individual or entity's ISP User Agreement. This provision shall survive the expiration of the ISP obligations to eaconomy, pursuant to the ISP User Agreement.

Downline Genealogy Reports

The eaconomy Downline Genealogy Reports are confidential and contain proprietary business trade secrets. An ISP may not use the reports for any purpose other than for developing their eaconomy business. During any term of the ISP User Agreement and for a period of five (5) years after the termination or expiration of the ISP User Agreement between Independent Sales Associate and eaconomy, for any reason whatsoever, an ISP shall not, on his/her own behalf or on behalf of any other person, partnership, association, corporation, or other entity: disclose any information contained in the reports to any third party; use the reports to compete with eaconomy or recruit or solicit any ISP or Customer listed on the reports to participate in other multilevel marketing ventures. This provision shall survive the termination or expiration of this Agreement.

Corporation, Partnerships, and Trusts

A corporation, partnership, or trust (collectively referred to in this section as an "Entity") may apply to be an ISP by submitting its Certificate of Incorporation, Partnership Agreement, or trust documents (these documents are collectively referred to as the "Entity Documents") to eaconomy along with a properly completed Corporation, Partnership DBA Registration Form. An ISP may change its status under the same sponsor from an individual to a partnership, corporation, or trust, or from one type of entity to another. To do so, the ISP must provide the entity documents and a properly completed ISP Agreement and the appropriate registration form. The Corporation, Partnership DBA Registration Form must be signed by all of the directors, shareholders, partners, trustees, or other individuals having an ownership interest in the business. Members of the entity are jointly and severally liable for any indebtedness or other obligations to eaconomy. As set forth herein, individual may participate directly or indirectly in more than one ISP but must be enrolled by the same sponsor. It is the responsibility of those persons involved in the Entity to conform to the laws of the state in which their Entity is formed. eaconomy reserves the right to approve or disapprove any Independent Sales Associate Application and Agreement submitted by an Entity. For the purpose of recognition and rewards, eaconomy will only recognize a maximum of two persons in the Entity. The Entity must nominate each year, at its Independent Sales Associate renewal time, the two nominees who may be the recipients of any recognition, rewards, trips, and the like which the entity becomes entitled to participate in.

Deceptive Practices

ISP must fairly and truthfully explain the eaconomy products, opportunity, Rewards Plan, and Terms and Conditions to prospective ISP's. This includes: Being honest and thorough in presenting material from the eaconomy Rewards Plan to all potential ISP's; making clear that income from the eaconomy Rewards Plan is based on software sales and not merely on sponsoring other ISP's; ISP shall not make trading profit claims; making estimates of profit that are based on reasonable predictions for what an average ISP would achieve in normal circumstances; representing that past earnings in a given set of circumstances do not necessarily reflect future earnings; not misrepresenting the amount of expenditure that an average ISP might incur in carrying on the business; not misrepresenting the amount of time an average ISP would have to devote to the business to achieve the profit estimated, and not stating that profits or earnings are guaranteed for any individual ISP; never stating or inferring that you will build a downline organization for anyone else; never stating that profits or earnings are guaranteed for an individual ISP; and never stating that any consumer, business, or government agency has approved or endorsed the eaconomy products or its Rewards Plan.

Independent Contractor Status

ISP's are independent contractors and are not purchasers of a franchise or business opportunity. The agreement between eaconomy and its ISP does not create an employer/employee relationship, agency, partnership, or joint venture between the Company and the ISP. All ISP's are responsible for paying their own income and employment taxes. ISP will not be treated as employees for any purpose including, but not limited to, workers compensation, superannuation, or insurance. Each ISP is encouraged to establish his/her own goals, hours, and methods of sale, so long as he/she complies with applicable laws and the terms and conditions of the ISP User Agreement.

International

ISP may sell and promote eaconomy's software products, opportunity, and services or recruit or enroll any potential ISP or customer only in countries in which eaconomy is approved for business, as announced in official eaconomy communications. If an ISP desires to conduct business in an authorized country other than the one in which they are an ISP, he/ she must comply with all the applicable laws and regulations for that country. Adherence to Laws and Ordinances - You must obey all laws that apply to your business in all jurisdictions and Countries you are conducting eaconomy business.

One ISP per Account

An ISP may operate, receive compensation from, or have an ownership interest, legal or equitable, as a sole proprietorship, partner, shareholder, trustee, or beneficiary, in only one ISP account. However, notwithstanding this rule, your spouse and their children who are of legal age may become an ISP and operate their individual ISP's as long your spouse and family member's ISP accounts are placed below one of your ISP accounts and not in a cross line sales organization. The ISP accounts must be a bona fide ISP that is operated by the person listed on the agreement and not by the owner of the first ISP. ISP shall not use business entities, trusts, or other devices to avoid this policy. An exception to this policy will be considered on a case-by-case basis if two ISP marry or in cases of an ISP receiving an interest in another ISP account through inheritance from an immediate family member. Requests for exceptions to this policy must be submitted in writing to the Compliance Department. compliance@eaconomy.com

Sale, Transfer, or Assignment of ISP

An ISP may not sell, transfer, or assign their ISP rights to any person or entity without eaconomy's express written approval. To obtain approval, you must: be an ISP in good standing as determined by eaconomy in its sole discretion; before any transfer will be approved by eaconomy, any debt obligations the selling ISP has with eaconomy must be satisfied; the transferring ISP must be in good standing and not in violation of any of the terms of the ISP User Agreement or these Terms and Conditions, to transfer his/ her ISP; the combining of ISP is not permitted. eaconomy will not approve the transfer of an ISP to any individual or Entity that is a current ISP or who has an ownership interest in any ISP. Similarly, eaconomy will not approve the transfer of an ISP to any individual or Entity that has previously had any ownership interest in or operated, an ISP; no individual Business Centers may be transferred separately from the ISP. If an ISP wishes to transfer his/her ISP account, all Business Centers must be included in the transfer; the transferring ISP must notify the eaconomy Compliance Department of his/her intent to transfer the ISP account by completing and submitting a signed Transfer of ISP and ISP Application Form. No changes in the line of sponsorship can result from the transfer of an ISP; the transferee must be eligible to become an ISP and be acceptable to eaconomy in every respect.

Separation of an ISP

If ISP's wish to dissolve their jointly held ISP, they must do so in such a way as to not disturb the income or interests of their Upline and Downline Organizations. ISP should consider the following when deciding whether or not to dissolve a jointly held ISP: if a jointly owned ISP is dissolved, any one of the joint owners may operate the ISP, but the other joint owners must relinquish their rights to, and interests in, the ISP; eaconomy cannot divide a Downline Organization, nor can it split commission or bonus checks between the joint owners; if a jointly owned ISP is dissolved, the individual(s) who relinquished ownership in the original ISP may apply as new ISP under any Sponsor but may not purchase or join an existing ISP.

Succession

If an ISP dies or becomes incapacitated, his/her rights to commissions, bonuses, and Downline Organization, together with all ISP responsibilities, will pass to his/her successor(s). Upon death or incapacitation, the successor(s) must present the eaconomy Compliance Department with proof of death or incapacitation, along with proof of successions, such as a Grant of Probate or an Enduring Power of Attorney, and a properly completed ISP Application and Agreement. You may inherit and retain another ISP even though you currently own or operate an ISP.

Taxes

ISP must comply with all relevant taxation legislation. ISP should seek professional advice from their own accountant or tax advisor as to how to keep proper business records and account for tax aspects of their independent business. ISP's eaconomy income may be subject to income tax and so must be properly accounted for in annual income tax returns. ISP's conducting their eaconomy business in a businesslike manner may also be entitled to deduct certain expenses incurred in earning their eaconomy income. Such expenses should be properly recorded and evidenced by receipts.

Telephone and Email Solicitation

The use of any automated telephone solicitation equipment in connection with the marketing or promotion of eaconomy, its products, or the eaconomy opportunity is strictly prohibited. The use telemarketing operations to sell software products or services over the telephone, or to recruit ISP's, is strictly prohibited.

ISP's are also forbidden from sending unsolicited e-mail messages or "spamming" to sell products or to recruit ISP. All ISPs should also make themselves familiar with relevant privacy legislation.

Territories

There are no exclusive territories for marketing eaconomy software products or services, nor shall any ISP imply or state that he/she has an exclusive territory to market eaconomy products or services.

Trade Shows and Expositions

ISP may display and/or sell eaconomy products at trade shows and expositions, but may not display or sell eaconomy products at swap meets, garage sales, flea markets, or farmers' markets as these events are not conducive to the image eaconomy wishes to portray. eaconomy cannot supply inventory on consignment to ISP operating stands at such events. All literature displayed at the event must be official eaconomy literature and must clearly identify the individual(s) as Independent Software Partners.

Transfer of Sponsorship Conflicting Enrollments

Every prospective ISP has the ultimate right to choose his/her own Sponsor. As a general rule, the first ISP who does meaningful work with a prospective ISP is considered to have a first claim to sponsorship. Basic tenets of common sense and consideration should govern any dispute that may arise. In the event that a prospective ISP or any ISP on behalf of a prospective ISP, submit more than one ISP Application and Agreement to eaconomy, listing a different Sponsor on each, the Company will only consider valid the first ISP Application and Agreement that it receives, accepts, and processes. If there is any question concerning the sponsorship of an ISP, the final decision will be made by eaconomy.

Change of Sponsorship and Cross-line recruiting

eaconomy will not permit any change in the line of sponsorship except in the following circumstances: where an ISP has been fraudulently or unethically induced into joining. If you terminate your ISP in writing you may rejoin under the Sponsor of your choice after a period of four (4) months; following termination of your ISP, you may participate as a Customer during the four (4) month period. In the event you terminate your ISP, you forfeit all rights, bonuses, and commissions under your previous line of sponsoring. You may not avoid compliance with this policy through the use of DBAs, assumed names, corporations, partnerships, trusts, spouse names, fictitious ID numbers, etc. If you have been "inactive" (i.e., no purchases or sales of eaconomy products or participation in any other form as an ISP) for a period of four (4) successive months, you may terminate your ISP in writing and rejoin immediately under the Sponsor of your choice. Cross-line raiding is strictly prohibited. "Cross-line raiding" is defined as the enrollment or attempted enrollment of an individual or Entity that already has a current ISP User Agreement on ISA with eaconomy, or who has had such agreement within the preceding six (6) calendar months within a different line of sponsorship. The use of trade names, DBAs, assumed names, corporations, partnerships, trusts, spouse names, fictitious ID numbers or any other vehicle to circumvent this policy is prohibited. ISP may not demean, discredit, or invalidate other ISP in an attempt to entice another Independent Sales Associate to become part of the first ISP's Downline Organization.

Responsibilities of Independent Software Partners and Sponsors Ongoing Supervision, Training, and Sales

Any ISP who sponsors another ISP into eaconomy must train the new ISP in product knowledge, effective sales techniques, the Rewards Plan, and the Terms and Conditions. ISP must also supervise and monitor ISP in their Downline Organization to ensure they conduct business professionally and ethically, promote sales properly, and provide quality customer service. As an ISP progresses through the various levels of leadership, his/her responsibilities to train and motivate downline ISP will increase.

Non-Disparagement

In setting the proper example for their downline, ISP must not disparage other ISP, CWE's Products, the Rewards Plan, or the Company's employees. Such disparagement constitutes a material breach of these Terms and Conditions. Holding Applications or Orders - All ISP must forward to eaconomy any forms and applications they receive from other ISP or applicant ISP, or Customers or applicant Customers, on the next business day after which the forms or applications are signed.

Reporting Policy Violations

ISP should report any observed violations of a policy violation to the eaconomy Compliance Department.

Bonuses and Commissions Bonus and Commission Cycles

eaconomy pays commissions on a daily, weekly and monthly cycles to the ISP's Account located in the ISP Back Office. An ISP must review his/her commissions and report any errors or discrepancies to eaconomy within ten (10) days from the date of the commission payment. Errors or discrepancies which are not brought to eaconomy's attention within the 10 day period will be deemed waived by the ISP.

Adjustment of Bonuses and Commissions

ISP's earn commissions and bonuses based on software product sales to End Consumers. Accordingly, eaconomy will adjust commissions and bonuses earned from any sale when the ISP or any other End Consumer returns the sold software product for a refund. eaconomy will deduct the sales volume (PV) attributable to the returned product from the Upline ISP's group volume within the first two (2) weeks after the refund is given.

Loss of Rights to Commissions

You must be an active ISP and in compliance with the terms of the Independent Software Partner User Agreement to qualify for commissions and bonuses.

Unclaimed Commissions

ISP who provide eaconomy with incomplete or invalid bank account information will have their commission and bonus retained as a credit. Any unclaimed credit will be held in trust for 12 months, during which time eaconomy may periodically notify the ISP in writing of their credit balance.

Dispute Resolution and Disciplinary Proceedings between Independent Sales Associates Grievances and Complaints

When an Independent Sales Associate has a grievance or complaint with another Independent Sales Associate regarding any practice or conduct in relationship to their respective eaconomy businesses, the complaining Independent Sales Associate should first discuss the problem with the other Independent Sales Associate. If this does not resolve the problem, the complaining Independent Sales Associate should report the problem to his/ her upline to resolve the issue at a local level. If the matter cannot be resolved, it must be reported in writing to the eaconomy Compliance Department. The Compliance Department will review the complaint and make a final decision. The complaint should identify specific instances of alleged improper conduct and, to the extent possible, identify the relevant dates on which the event(s) complained of took place, the location(s) where they occurred, and all persons who have firsthand knowledge of the improper conduct.

Compliance Department Review

Upon receipt of a written complaint, the eaconomy Compliance Department will investigate the matter, review the applicable policies, and render a decision on how the dispute shall be resolved. The Compliance Department may also issue disciplinary sanctions consistent with the provisions of this Agreement Disputes between eaconomy and Independent Sales Associates.

Mediation and arbitration

All unresolved disputes and claims relating to eaconomy, its Rewards Plan, its Products, the rights and obligations of its ISP and eaconomy, or any other claim or cause of action relating to product purchase(s) or performance, either of an ISP or of eaconomy under the Independent Software Partner User Agreement, shall first be put before a mediator acceptable to both parties for resolution. Each party shall bear its own costs in the mediation. Should mediation fail to resolve the dispute then it shall be put before arbitration in Clovis, California, USA. Each party to the arbitration shall be responsible for their own costs, including legal and filing fees. This agreement to mediate and, failing mediation, arbitrate will survive any cancellation or expiration of the Independent Software Partner User Agreement. Nothing in these Terms and Conditions shall prevent eaconomy from applying to and obtaining from any court having jurisdiction a writ of attachment, temporary injunction, preliminary injunction, permanent injunction, or other available relief to safeguard and protect eaconomy's interest prior to, during, or following the filing of any arbitration or another proceeding, or pending the rendering of a decision or award in connection with any arbitration or other proceeding. The existence of any ISP claim or cause of action against eaconomy does not preclude eaconomy from enforcing the ISP's covenants and agreements contained in the Independent Software Partner User Agreement.

Jurisdiction, Venue, and Choice of Law

The jurisdiction and venue of any matter pursuant to this agreement shall reside in Clovis, California, USA.

Disciplinary Actions

Violation of any of the terms and conditions of the Independent Software Partner User Agreement, or any illegal, fraudulent, deceptive, or unethical business conduct by an ISP, may result at eaconomy's discretion, in one or more of the following sanctions: a written warning, clarifying the meaning and application of a specific policy or procedure, and advising that a continued breach will result in further sanctions; probation, which may include requiring an ISP to take remedial action and will include follow-up monitoring by eaconomy to ensure compliance with the Agreement; withdrawal or denial of an award or recognition, or restricting participation in eaconomy-sponsored events for a specified period of time or until the ISP satisfies certain specified conditions; suspension of certain privileges of ISP, including but not limited to placing a software product order, participating in eaconomy programs, progressing in the Rewards Plan, or participating as a Sponsor (including participating as an International Sponsor), for a specified period of time or until the ISP satisfies certain specified conditions; withholding commissions or bonuses for a specified period of time or until the ISP satisfies certain specified conditions; imposing fair and reasonable fines or other penalties in proportion to actual damages incurred by eaconomy and as permitted by law; and/or terminating an ISP.

Independent Software Partner Services Changes to the ISP

Each ISP must immediately notify eaconomy of all changes to the information contained on the Independent Software Partner Application and Agreement. ISP may modify their existing Independent Software Partner User Agreement by submitting a written request, a properly executed Independent Software Partner User Agreement, and appropriate supporting documentation. Certain changes can be made by the ISP in the ISP's Back Office.

Addition of Co-applicants

When adding a co-applicant to an existing ISP, eaconomy requires both a written request and a properly completed Independent Software Partner User Agreement containing the applicant's and co- applicant's signatures. The modifications permitted within the scope of this paragraph do not include a change of sponsorship.

Commission Statements/tax Invoices

Commission Statements/Tax Invoices are provided for all active ISP's receiving a commission in your ISP Back Office.

Errors or Questions

In the event an ISP has questions about or believes that any errors have been made regarding commissions, bonuses, Downline Genealogy Reports, orders, or charges, the ISP must notify eaconomy within thirty (30) days of the date of the purported error or incident in question. eaconomy will not be responsible for any error, omission, or problem not reported within ten (10) days.

Resolving Problems

If you have any questions regarding shipments, orders, commissions and bonuses, or the Rewards Plan, please message eaconomy Support Services in your ISP Back Office.

Inactivity and Cancellation Policies

ISP who do not meet the Active Status requirements specified in the eaconomy Rewards Plan may not receive a commission and may lose accumulated Sales Volume (PV) for the sales generated through their Downline Organization.

Involuntary Cancellation

An ISP's violation of any of the terms of the Independent Software Partner User Agreement, including any amendments which may be made by eaconomy in its sole discretion from time to time, constitutes a material breach of the Independent Software Partner User Agreement and may result at eaconomy's option, in any of the Disciplinary Actions listed herein, including cancellation of his/her ISP. Involuntary Cancellation of an ISP will result in the ISP's loss of all rights to his/her Downline Organization and any bonuses and commissions generated thereby. An ISP whose Agreement is involuntarily canceled shall receive commissions and bonuses only for the last full calendar week prior to termination. When an ISP is involuntarily canceled, the ISP will be notified by certified mail at the address on file with the Company or email on file. Cancellation is effective on the date on which written notice is mailed via certified mail, return receipt requested, to the Independent Software Partner's last known address or when the ISP receives actual notice of cancellation, whichever occurs first or the date and time the email was sent. In the event of such Involuntary Cancellation, the Independent Software Partner must immediately cease to represent himself/herself as an ISP. The ISP may appeal the termination to the eaconomy Compliance Department. The ISP's appeal must be in writing and must be received by the company within fifteen (15) calendar days of the date of eaconomy’s cancellation letter. If eaconomy does not receive the appeal within the fifteen-day period, the cancellation will be final. The ISP must submit all supporting documentation with his/ her appeal correspondence. The written appeal will be reviewed by the Compliance Department. If the ISP files a timely appeal of termination, the Compliance Department will review and reconsider the termination, consider any other appropriate action, and notify the ISP in writing of its decision. This decision of the Compliance Department will be final. An ISP whose Independent Software Partner User Agreement is involuntarily canceled may re-apply to become an ISP twelve (12) calendar months from the date of cancellation. Any such ISP wishing to re-apply must submit a letter to the eaconomy Compliance Department setting forth the reasons why he/she believes eaconomy should allow him or her to operate an ISP. It is within eaconomy's sole discretion whether to permit such an individual to again operate an eaconomy business.

Written Cancellation

An ISP may cancel his/her Agreement with eaconomy at any time and for any reason by providing written notice or email to eaconomy indicating his/her intent to discontinue his/her ISP status. The written notice or email must include the ISP's signature, printed name, address, and appropriate identification number.

Effect of Cancellation

Following an ISP's voluntary or involuntary cancellation, such former ISP shall have no right, title, claim, or interest to the Downline Organization which he/ she operated or any bonus and/or commission from the sales generated by the organization. Following an ISP's voluntary or involuntary cancellation, the former ISP shall not hold himself or herself out as an Independent Software Partner shall not have the right to sell eaconomy software products or services, must remove any eaconomy sign from public view, and must discontinue using any other materials bearing any eaconomy logo, trademark, or service mark. An ISP who is voluntarily canceled will receive commissions and bonuses only for the last full calendar week prior to his/her cancellation. An ISP whose Agreement is involuntarily canceled will receive commissions and bonuses only for the last full calendar week prior to cancellation unless monies were withheld by the Company during an investigation period. If an investigation of the ISP's conduct results in his/ her involuntary cancellation, he/she shall not be entitled to recover withheld commissions and bonuses.

EU Corp Name

EACONOMY LIMITED

EU Registered Address:

Aldgate Tower, 2 Leman St

Whitechapel, London

E1 8FA, UK

UK Phone Number:

442037462409

*Any dispute will be handled in the EU

Definitions

Active ISP - An ISP who is trading fiat currency using eaconomy's software on a daily basis as set forth in the eaconomy Rewards Plan.

ISP - An individual who has executed an Independent Software Partner User Application and Agreement which has been accepted by eaconomy. ISP's are required to meet certain qualifications and are responsible for the training, motivation, support, and development of the ISP's in their respective Downline Organizations. ISP is entitled to purchase eaconomy software products at ISP prices, enroll Customers and new ISP's, and take part in all Company ISP programs.

ISP User Agreement - The term Independent Software Partner User Agreement, as used in the Terms and Conditions, refers to the Independent Software Partner Application and Agreement, eaconomy's Terms and Conditions, and the Rewards Plan.

Cancellation - Termination of an individual's ISP.

Cancellation may be either voluntary or Involuntary Cancellation - Termination of an ISP which is initiated by eaconomy.

Voluntary Cancellation - The termination of an ISP instituted by the ISP who elects to discontinue his/her affiliation with eaconomy for any reason.

Downline Organization - An ISP's downline Organization consists of all ISP below him/her.

Genealogy Report - A report generated by eaconomy that provides critical data relating to the identities of ISP and sales information of each ISP's Downline Organization. This report contains proprietary trade secret information.

Immediate Household - An ISP, his or her spouse or de-facto, and dependents.

Level - The layers of downline ISP's in a particular ISP's downline Organization. This term refers to the relationship of an ISP relative to a particular upline ISP, determined by the number of ISPs between them who are related by sponsorship.

Official eaconomy Material - Literature, audio or videotapes, and other materials developed, printed, published, or distributed by eaconomy.

Sponsor - An ISP who enrolls a new ISP or Customer and is listed as the Sponsor on the Independent Software Partner User Application and Agreement. As the term implies, the Sponsor has a responsibility to assist those he/she brings into the business.

Upline - The term refers to the ISP or ISP's above a particular ISP in a sponsorship line to the company. Conversely stated, it is the line of Sponsors that links any particular ISP to the Company.